INTRODUCTION

If you’re a buy-and-hold investor, you need financing that looks at the property’s income, not yours. That’s exactly what a DSCR loan offers.

DSCR Explained:
Debt Service Coverage Ratio = Property Income ÷ Loan Payment
We use this number to determine if your investment cash flows on its own.

Why DSCR Loans Are a Game-Changer:

• No W-2s, tax returns, or personal income needed
• 30-year fixed terms available
• Ideal for scaling your rental portfolio

Pro Tip:
Strong rental income = better rates and higher LTVs.

Wrap-Up:
DSCR loans unlock long-term rental wealth without the bank headaches. Let’s find the right structure for your next deal.