Effective Date: May/15th/2025
Please read these Terms and Conditions (“Terms”) carefully before using the website operated by Integrity Lending LLC (“Company,” “we,” “us,” or “our”). These Terms govern your access to and use of our website, loan products, financial services, and cost segregation analysis tools.
1. DEFINITIONS
“Services” refer to any loan programs, analyses, consultations, or other financial services offered by Integrity Lending LLC.
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“Client” or “User” refers to anyone who accesses our website, submits an application, or engages with our services.
“Client” or “Site”means https://www.integritylendingllc.com and any subdomains.
2. SERVICES PROVIDED
Integrity Lending LLC specializes in the following offerings:
Cost Segregation Analysis
Construction Loans
Bridge Loans
DSCR 30-Year Mortgage Loans
Fix & Flip Loans
All loan products are subject to underwriting approval. Loan terms vary based on creditworthiness, collateral, and market conditions. We reserve the right to amend or withdraw any product or service without notice.
3. NO GUARANTEE OF LOAN APPROVAL
Submission of a loan application or inquiry does not constitute an offer, approval, or commitment to lend. All decisions are subject to final underwriting review, verification of documentation, and compliance with applicable laws.
4. USER OBLIGATIONS
You agree to:
Provide truthful and accurate information during the application process
Maintain the confidentiality of any account credentials
Refrain from misusing or attempting to disrupt the Site
Abide by all federal, state, and local regulations governing real estate lending
5. INTELLECTUAL PROPERTY
All materials, logos, branding, and content on this website are owned by or licensed to Integrity Lending LLC and are protected by copyright, trademark, and other laws. Unauthorized use of any materials is strictly prohibited.
6. THIRD-PARTY SERVICES
We may use third-party vendors (e.g., credit agencies, underwriting tools) in the provision of services. We are not responsible for their actions, content, or compliance practices.
7. DISCLAIMER OF WARRANTIES
Services are provided “AS IS” and “AS AVAILABLE.” We disclaim all warranties, express or implied, including fitness for a particular purpose, merchantability, and non-infringement.
8. LIMITATION OF LIABILITY
To the fullest extent permitted by law, Integrity Lending LLC shall not be liable for any indirect, incidental, special, or consequential damages resulting from use of the site or services, even if advised of the possibility of such damages.
9. GOVERNING LAW
These Terms are governed by and construed in accordance with the laws of the State of [Insert State], without regard to its conflict of law provisions. Any legal actions must be brought exclusively in the courts of [Insert County, State].
10. DISPUTE RESOLUTION
Any dispute or claim arising out of or relating to these Terms or the use of our Services shall first be attempted to be resolved through mediation. If unresolved, binding arbitration in [Insert County, State] shall be the exclusive remedy.
11. MODIFICATION OF TERMS
We reserve the right to update or modify these Terms at any time. Changes will be effective upon posting. Your continued use of the site after changes constitutes acceptance of the new Terms.